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North of Exit 18

Tracey Howell

Got Mortage? Don'T Spend.

01.18.08 - 10:58AM :: Tracey

So, you just put in a contract on a new home. The lender gave you a pre-approval letter and says he just got word from underwriting that you are good to go. Your closing is in 25 days. Your spouse wants new stainless steel appliances, some new furniture AND you need a new car. Stop right there – don’t spend any money on anything until after you close on that new home. Your lender got you qualified with y…


See A Mortgage Person First

01.03.08 - 07:03AM :: Tracey

So, you’re moving to Charlotte and coming to spend a few days with me to buy a home. I have asked you to contact a mortgage person prior to your buying trip and will need a pre-approval letter before you hop in my car. You might think that I am being nosy, pushy or even rude, but this is necessary for many reasons. The first being this –why would I drive you around looking at other peoples homes without kn…


new Vs. "Existing" Home How To Decide

12.02.07 - 03:56PM ::

Each has it’s own set of pro’s and con’s and only you can decide which is best for you and your situation.
In some cases, you can find a “new” home that is move-in ready. We call these spec homes. Most likely you will need to construct the home from the ground up. I have built 2 homes new and bought a spec home, and I have to admit that it is nice to have a home that no one has ever lived in. I hav…


Know What Your Home "Needs" Are

08.27.07 - 12:34PM :: Tracey

So you’re moving to the area and want to buy an awesome home – great! But before we ever plop down in my car for a touring trip, I need some direction from you. We’ll spend some time talking about your “Needs vs. Wants” prior to your first trip out. With 1,000’s of homes on the market here, I need to whittle down the list of potential’s to show you. We’ve all gotten stuck with the real estate agent who sho…


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704-996-9291

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