Selling Is Stressful!
There should be some kind of rule that says “Every Real Estate Agent must sell their own home once every couple of years.” I’m not kidding.
I am currently selling my own home and the stress is getting to me. First, the offer comes in and it’s a lowball offer. Immediately I don’t like the people who say they want my home. Then along come the home inspections. Ugh. Will they find that loose toilet? Wil…
Got Mortage? Don'T Spend.
So, you just put in a contract on a new home. The lender gave you a pre-approval letter and says he just got word from underwriting that you are good to go. Your closing is in 25 days. Your spouse wants new stainless steel appliances, some new furniture AND you need a new car. Stop right there – don’t spend any money on anything until after you close on that new home. Your lender got you qualified with y…
Use Your Mortgage
Yes, that is what I said! You may be wondering how you can use debt to create wealth.
The answer is that your mortgage on your home (primary or secondary), is like getting a coupon from the federal government. It is the only debt you have that gives you a rebate on your federal taxes. If you are in a 25% to 35% tax bracket, maximizing this benefit is a must. Unlike other deductions, your mortgage interest…
See A Mortgage Person First
So, you’re moving to Charlotte and coming to spend a few days with me to buy a home. I have asked you to contact a mortgage person prior to your buying trip and will need a pre-approval letter before you hop in my car. You might think that I am being nosy, pushy or even rude, but this is necessary for many reasons. The first being this –why would I drive you around looking at other peoples homes without kn…
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Contact Tracey
704-996-9291